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For merchants

A payment setup for businesses that are hard to place.

If you operate in a complex or specialist vertical and have struggled to get card acquiring, Kleard can help. As an introducer, we place you with a licensed acquiring partner suited to your business and stay your single point of contact. Your payments and funds are processed and safeguarded by the licensed partner, who also makes the approval decision.

Talk to us How it works

What you get

One relationship, the right licensed partner behind it.

Kleard does the legwork of matching your business to a partner that can actually board it — then stays involved so you're never left with a support queue.

A single point of contact

One team that knows your business and coordinates everything with the licensed partner on your behalf.

Partners suited to your vertical

Access to licensed partners that consider complex and specialist businesses — confirmed case by case.

Card acquiring

Card acceptance arranged through a licensed acquiring partner that holds the licence and settles your funds.

A clear introducer model

We introduce you to the licensed partner and hold the relationship; the partner does the regulated work — so you always know who's responsible for what.

Help with your application

We help you prepare and present a clean application, so the partner has what it needs to make a decision.

Ongoing coordination

Once you're live, we stay the relationship layer between you and the partner as things change.

Product line

Card acquiring.

Accept debit and credit cards through a licensed acquiring partner. Kleard matches you to a partner that can board your vertical; the partner holds the acquiring licence, underwrites the account, and settles your funds. You keep a single relationship with us.

  • Card acceptance online, in-app or at point of sale
  • The licensed partner underwrites, boards and settles
  • Kleard coordinates and stays your point of contact
  • Funds are held and settled by the licensed partner throughout
Ask about card acquiring

The onboarding path

What to expect.

  1. 01

    Scoping call

    Tell us about your business, your vertical and how you need to get paid. We'll be straight about whether we can help.

  2. 02

    Prepare & submit

    We match you to a suitable licensed partner and help you put together a clean application.

  3. 03

    Underwriting & decision

    The licensed partner runs KYC/KYB, underwrites and decides. It may ask for more information — and it can decline.

  4. 04

    Board & go live

    If approved, the partner boards you and goes live. Kleard stays your point of contact from there.

Straight talk

What we won't pretend.

Approval isn't guaranteed. The underwriting decision belongs to the licensed partner, not to Kleard. A partner can ask for more information, set conditions, or decline — and in complex or specialist verticals, that happens.

Timelines vary. How long it takes depends on your vertical, the partner, and how complete your application is. Straightforward cases move quickly; complex ones take longer. We'll give you a realistic estimate up front rather than a number that sounds good.

Your money sits with the licensed partner. Every regulated step — processing, settlement, safeguarding — is theirs. We're the relationship and coordination layer, and we're upfront about that so you always know who is responsible for what.

Tell us about your business.

Share your vertical and how you need to get paid. We'll tell you honestly whether we can place you — and what the path looks like.

Talk to us How it works