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For acquirers & PSPs

An introducer for licensed payment partners.

Kleard is a payments introducer. We bring you vetted merchant flow — including businesses in complex and specialist verticals — hold the client relationship, and operate under our own brand as an introducer. You keep the licence, the underwriting decision and the regulated activity. We're looking for the right introducer, ISO or referral arrangement to do it under.

What Kleard brings

Introductions and relationship — so you can focus on the regulated service.

Kleard is built to be a clean, accountable referral channel. We do the front-of-funnel work and own the relationship; you do what only a licensed provider can.

Referrals & pipeline

A steady, brand-led channel of merchants actively looking for card acquiring.

The client relationship

Kleard holds and manages the merchant relationship, so it sits with one accountable counterparty rather than being spread thin.

Vertical access

Access to merchants in complex and specialist verticals — with suitability and coverage confirmed case by case, never assumed.

Pre-qualification

We commercially pre-qualify merchants for fit before referring — all KYC, onboarding and underwriting sit with you.

A single counterparty

One accountable partner to contract and work with, rather than managing many small introducers.

Clean separation of duties

Every regulated activity — processing, settlement, safeguarding — stays firmly with you, under your licence.

What we're asking for

An introducer, ISO or referral tier.

We're not seeking a licence, and we don't want to run onboarding or underwriting. We want to introduce merchants to your regulated products, under a defined arrangement — the kind of ISO, introducer or referral tier you already operate.

  • A referral, ISO or introducer agreement — under your programme and rules
  • You hold the licence and make every underwriting decision
  • You process, settle and safeguard funds, end to end
  • Kleard holds the merchant relationship and coordinates day to day
  • Commercials agreed as an introducer — transparent and simple
See exactly who does what

How we work together

A simple, accountable arrangement.

  1. 01

    Agree the arrangement

    We set up the introducer, ISO or referral arrangement under your programme, rules and risk appetite.

  2. 02

    Kleard refers

    We scope and pre-qualify merchants, then refer the ones that fit — with the relationship held by Kleard.

  3. 03

    You underwrite & board

    You run onboarding, make the underwriting decision, and board the merchant under your licence.

  4. 04

    You run it; we manage the relationship

    You process and settle; Kleard stays the day-to-day point of contact for the merchant.

Why partner with Kleard

Reach and relationship, cleanly separated from your licence.

You keep

  • The licence and all regulated activity
  • The underwriting and approval decision
  • Processing, settlement and safeguarding of funds
  • Full control of your risk appetite and rules

Kleard handles

  • Sourcing and pre-qualifying merchants
  • Access to complex and specialist verticals, case by case
  • The client relationship and day-to-day coordination
  • The branded front end and single point of contact

You provide the regulated rails. Kleard provides the demand and the relationship.

Talk to us directly

Evaluating Kleard as an introducer?

If you're an acquirer or PSP, we'd welcome a direct conversation about the arrangement that would fit, the verticals we can bring, and how the responsibility split works in practice.

Email us at hello@kleard.io or use the form — mark your enquiry as a partner enquiry and it will reach the right person.

Company
Kleard Ltd
Companies House
17318658
Registered office
37th Floor, 1 Canada Square, London E14 5AA
Partner enquiries
hello@kleard.io
Role
Introducer

Let's explore a partnership.

Tell us about your programme and the verticals you can board. We'll show you what Kleard can bring and how the arrangement would work — with the regulated activity firmly on your side.