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For licensed payment providers
A referral partner for licensed payment providers.
Kleard is a payments consultancy. We bring you vetted, well-prepared client referrals, hold the client relationship, and operate under our own brand. You keep the licence, the approval decision and the regulated activity. We're looking for the right referral agreement to do it under.
What Kleard brings
Introductions and relationship, so you can focus on the regulated service.
Kleard is built to be a clean, accountable referral channel. We do the front-of-funnel work and own the relationship; you do what only a licensed provider can.
Referrals & pipeline
A steady, brand-led channel of businesses actively looking for the right payment setup.
The client relationship
Kleard holds and manages the client relationship, so it sits with one accountable counterparty rather than being spread thin.
Well-prepared clients
Applications arrive complete and organised, so your team spends less time chasing.
Pre-qualification
We commercially pre-qualify clients for fit before referring. All checks, onboarding and approvals sit with you.
A single counterparty
One accountable partner to contract and work with, rather than managing many small referrers.
Clean separation of duties
Every regulated activity stays firmly with you, under your licence.
What we're asking for
A straightforward referral agreement.
We're not seeking a licence, and we don't want to run onboarding or approvals. We want to introduce clients to your regulated products, under a defined referral agreement, the kind of partner programme you already operate.
- A referral agreement under your programme and rules
- You hold the licence and make every approval decision
- You deliver the service and handle client funds, end to end
- Kleard holds the client relationship and coordinates day to day
- Commercials agreed up front, transparent and simple
How we work together
A simple, accountable arrangement.
- 01
Agree the arrangement
We set up the referral agreement under your programme, rules and risk appetite.
- 02
Kleard refers
We scope and pre-qualify clients, then refer the ones that fit, with the relationship held by Kleard.
- 03
You review & approve
You run onboarding, make the approval decision, and set the client up under your licence.
- 04
You run it; we manage the relationship
You run the service; Kleard stays the day-to-day point of contact for the client.
Why partner with Kleard
Reach and relationship, cleanly separated from your licence.
You keep
- The licence and all regulated activity
- Every approval decision
- The payment services and the client funds
- Full control of your risk appetite and rules
Kleard handles
- Sourcing and pre-qualifying clients
- Complete, organised applications, every time
- The client relationship and day-to-day coordination
- The branded front end and single point of contact
You provide the regulated services. Kleard provides the demand and the relationship.
Talk to us directly
Evaluating Kleard as a referral partner?
If you're a licensed payment provider, we'd welcome a direct conversation about the arrangement that would fit, the businesses we can bring, and how the responsibility split works in practice.
Email us at hello@kleard.io or use the form and mark your enquiry as a partner enquiry. It will reach the right person.
- Company
- Kleard Ltd
- Companies House
- 17318658
- Registered office
- 37th Floor, 1 Canada Square, London E14 5AA
- Partner enquiries
- hello@kleard.io
- Role
- Consultancy & referral partner
Let's explore a partnership.
Tell us about your programme and the businesses you can take on. We'll show you what Kleard can bring and how the arrangement would work, with the regulated activity firmly on your side.